Why You Fall Behind Every Month You Don’t Save — 3 Simple Reasons

Don’t let time run out…

Opher Ganel
Published in
4 min readAug 15, 2023

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Antique-looking hourglass with sand running down and clocks next and behind it.
Photo by Jordan Benton from Pexels: https://www.pexels.com/photo/shallow-focus-of-clear-hourglass-1095601/

Five hundred and forty.

Know what it means?

That’s how many months you have between age 22 and 67 — nominal college graduation to full retirement age.

But those months are far from equal, as we’ll see in a couple of minutes.

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Opher Ganel
Financial Strategy

Consultant | systems engineer | physicist | writer | avid reader | amateur photographer. I write about personal finance from an often contrarian point of view.