I Didn’t Get My First Credit Card Until After College, And I’m Glad I Waited

14 hard facts about college credit card use & debt

Destiny S. Harris
Making of a Millionaire
3 min readJan 24, 2022

--

Photo Credit: Pexels, Andrea Piacquadio

I was a cash user in college — living the Dave Ramsey Lifestyle (minus student loans).

It was never a consideration to use a credit card during college. I definitely…

--

--